Way out
Seems that thread, and this one is based on testicles
See here: http://www.sufc.co.uk/page/SeasonTickets/0...1468467,00.html
Whilst nominally 20.8% APR, the cost is expressed as a service charge (as Wednesday have done) and total interest cost ranges for £5 to 22.90 - making both buying tickets outright or by DD cheaper than Wednesday. I think people haven't been taking account that the principle is being paid off during the term when calculating their interests costs.
BTW, for others in the thread - United concessions for ST include under 18s, over 60s and any full-time student.
PS I really don't care what the relative prices are, just making sure that people don't spread FUD about United's STs